Detailed and objective analysis of 10 portage salarial companies in France. Compare fees, social coverage and services to make the right choice.
Contract type
Permanent or fixed-term contract
Management rate
3-5% (most competitive in France)
Health insurance
Premium health insurance €60/month (family coverage)
Coverage
Enhanced coverage from day 1
Advantages
Points to consider
Contract type
Permanent or fixed-term contract
Management rate
4-6%
Health insurance
Comprehensive insurance €50/month
Coverage
Full coverage with fast processing
Advantages
Points to consider
Contract type
Permanent or fixed-term contract
Management rate
5%
Health insurance
Gerep €41.53 (single) to €129.23 (family)
Coverage
Benefits after 3 days, 80% salary after 90 days
Advantages
Points to consider
Contract type
Fixed-term or permanent contract
Management rate
5-6%
Health insurance
AXA €40 to €120 depending on level
Coverage
3 days waiting if hospitalization, 30 days otherwise
Advantages
Points to consider
Contract type
Permanent contract only
Management rate
5%
Health insurance
Alan €52/month + enhanced options
Coverage
Provided by Alan
Advantages
Points to consider
Contract type
Fixed-term or permanent
Management rate
5-6%
Health insurance
GAN €47.99 to €72.33 (100% employer)
Coverage
85% of gross (107% of net)
Advantages
Points to consider
Contract type
Fixed-term or permanent
Management rate
5-6%
Health insurance
AXA 3 levels offered
Coverage
AXA
Advantages
Points to consider
Contract type
Fixed-term or permanent
Management rate
5-6%
Health insurance
AXA
Coverage
Provided by AXA
Advantages
Points to consider
Contract type
Fixed-term or permanent
Management rate
5-6%
Health insurance
Crédit Mutuel + 2 options
Coverage
AXA according to agreement
Advantages
Points to consider
Contract type
Your choice
Management rate
5-6%
Health insurance
AXA from €39.08
Coverage
Direct benefits (no subrogation)
Advantages
Points to consider
Contract type
Fixed-term or permanent
Management rate
5-7%
Health insurance
GAN €37 (single) to €80 (family)
Coverage
GAN
Advantages
Points to consider
Overview of the main features of each company
| Company | Contract | Management rate | Health insurance | Rating |
|---|---|---|---|---|
| Umalis GroupTop | Permanent or fixed-term contract | 3-5% (most competitive in France) | Premium | |
| Light PortageTop | Permanent or fixed-term contract | 4-6% | Comprehensive | |
| Vision PortageTop | Permanent or fixed-term contract | 5% | Gerep | |
| 2iportageTop | Fixed-term or permanent contract | 5-6% | AXA | |
| JumpTop | Permanent contract only | 5% | Alan | |
| Regie-PortageTop | Fixed-term or permanent | 5-6% | GAN | |
| Freedom PortageTop | Fixed-term or permanent | 5-6% | AXA | |
| CEGELEMTop | Fixed-term or permanent | 5-6% | AXA | |
| 1D SOLUTIONS | Fixed-term or permanent | 5-6% | Crédit | |
| STA Groupe | Your choice | 5-6% | AXA | |
| COALISE | Fixed-term or permanent | 5-7% | GAN |
The best companies for social protection offer family health insurance included, comprehensive coverage and a permanent contract from the start.
Top 3 social protection:
Management fees range from 4% to 7%. The most competitive companies offer rates between 4% and 5% with no hidden fees.
Top 3 rates:
Our simulator helps you calculate your net salary with different portage companies and identify the one that best suits your situation.
Use the simulatorEverything you need to know to choose your portage company
Umalis Group and Light Portage are the market leaders in France, offering the most competitive rates (3-6%), premium health coverage and exceptional service. Umalis Group excels with the lowest fees (3-5%) and dedicated support, while Light Portage stands out for its digital platform and transparency. Both offer unmatched value for freelance consultants.
Don't rely solely on the displayed rate. Check the "0 hidden fees" label, additional costs (occupational health, insurance) and included services. A 4% rate with hidden fees can cost more than an all-inclusive 5% rate.
Permanent contracts offer more security (enhanced unemployment rights, stability) but less flexibility. Fixed-term contracts suit short missions. Most companies (Vision Portage, 2iportage, Freedom Portage) offer both options to adapt to your situation.
COALISE offers the cheapest insurance (€37), but Kirk provides the best value with SwissLife at €55/month including the whole family. Regie-Portage stands out by paying 100% of the employer contribution.